People deal with people they Know, Like and Trust. And that does not change much for Agents and Wholesalers.

According to Bonnie McKrill in the Insurance Journal, May 4, 2009 Issue, one of the main reasons an Agent picks a wholesaler is because of:

Service, Service, Service, Markets, Price and Service!

We could not agree more. So instead of writing out a bunch of information that you will probably not read anyway, here are the Facts:

• In October of 2008, the Brokerage Unit was ReOrganized. Premium had dropped 41%, Brokers were nonexistent, and the Division was about to be folded. Michael Hardin took over the division and Meghan Easily filled in as Assistant Broker.
• After the reorganization, 2009 had the best to date growth ever as premium jumped 31%.
• 2010 again broke that record and grew another 33% over 2009 premium. 2009 ranked the highest year in premium for Brokerage in the history of Combined Group.
• As of October 2011, YTD 2011 versus all of 2010, we are already over 20% growth again. Also, for the first time ever, Brokerage booked more than $1m in premium in a month not just once, but twice.
• Right now Combined Group Brokerage has Meghan Easily and Michael Hardin as Brokers. Combined they have over 25 years of Insurance Knowledge.
• Meghan is at the top of her position with more designations that almost anyone at Combined Group and is working towards her CIC.
• Michael is 3rd Generation Insurance Professional and actually got his BA in Insurance from the University of North Texas.
• Meghan specialty is that she is a Generalist. Meghan loves to dive into an account and round it out. She will tell you quickly if she can work the account.
• Michael specialty is in Workers Compensation. Michael deals mostly in WC accounts that are Multi-State, usually over $100k in premium, and have high Xmods.

So enough about us, what do our agents tell us? Remember is it about Service, service service, Markets, Price and Service:

I continue to use the Combined Group because every time I pick up the phone to call them they treat me as if I am their sole priority.  They make me feel as if they did not have anything on their desk but my accounts and they are here to help me with anything I need.  Michael and Meghan work hard at getting the best quotes possible and provide me with quick turnaround times.  I enjoy feeling so special and getting good rates.  Makes my day easier when dealing with many people who don't understand what we are trying to do.
 
Nicole Poole, CISR, CIC
The Insurance Link of TN LLC

As a producer it is important that I find strategic partnerships with certain wholesale markets that make me a more effective agent on behalf of my clients.  As I evaluate those partnerships certain qualities and capabilities present an edge in determining who I work with.  A wholesaler must be knowledgeable of their markets as well as have a great business relationship  with their underwriters.  They must also possess a creativity in placing or finding unique programs where they exist to gain an advantage over standard options.  And finally they must be able to reach targets set before them in order to win the business.  For my agency, Combined Solutions has provided all of this and more.   

Chris Web, Producer
Rich and Cartmill

And our Carriers:

Over the years, I have enjoyed working with Michael and Meghan because they are intelligent problem-solvers with a can-do spirit.  They help me take care of pressing issues efficiently and with a smile.   I love their sense of humor.  They like what they do and it is reflected in the quality of their work.  I would definitely recommend them to others.
 
Percy Chang
Underwriting Technical Director
Zenith Insurance Company

Working with Meghan Easley and Michael Hardin has been one of a strong working relationship that produces success.  Their submissions not only provide needed information for me to do my job properly, but we tend to work together like a team working together for the same goal. 

Ron MacLeod, ARM
Senior Underwriter
Berkshire Hathaway Homestate Companies

Meghan and I are here to help you. If you have a risk - no matter how impossible it may seem - give us the opportunity to help.

Michael Hardin - Director/Broker
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214.295.1630

Meghan Easley - Broker Assistant
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214.295.1631