Nonsubscripiton Feasibility Studies Help Make Sales

Combined Group's Nonsubscription business continues to show consistent growth, even in our current soft market. We do it by delivering value in the form of savings and better coverage that help you make sales.

Our "secret ingredient" is our business philosophy, which says, "It's not just a premium, it's a program." The program results from a well-designed process.

Key to that process is partnering with our agents to conduct a customized feasibility study. Any company can quote a premium (and hope it sticks), but we go the extra mile to provide more information through feasibility studies because the practice helps everyone involved - client, agent and Combined.

• Clients get more precise premium calculations because we do more analysis. Also, we frequently discover ways to improve processes, which results in lower premiums.
• Agents benefit because the case study is a great selling tool that few, if any, would have the resources to produce on their own. The added professionalism boosts client confidence.
• Combined Group benefits when clients understand the product better and you make sales.

Feasibility Study Contents
 
Each feasibility study explains the benefits of nonsubscription, such as increased ability to prevent accidents and the ability to control claims better.

We also provide an ERISA plan, which includes a summary plan description and arbitration agreement. The ERISA plan, which is a contract between the employer and employee, describes employee benefits and how they are received. 

In addition, we call on our highly experienced underwriting, safety/ loss control (Anchor Risk) and claims management professionals (Anchor Claims) to provide tools and resources to help employers grow as responsible and satisfied nonsubscribers.

Another benefit is that employee satisfaction increases as employers put professionally developed nonsubscription plans in force. Employees appreciate increased efficiency and reduced claims, too.

92% Retention Rate Proves Customer Satisfaction

How do we know our insureds are satisfied? Our 92% retention rate says it all. With that kind of retention rate and close to double-digit growth, the team at Combined Group is definitely rising to the challenge!
 
If you have any questions or need further clarification, please contact your regional marketing manager or the Nonsubscription Department at Combined Group. Call toll-free 1-800-275-3193, or email to This e-mail address is being protected from spambots. You need JavaScript enabled to view it .