Santa's not the only one who's been busy in December. The QuoteExpress elves have been scurrying around, adding 90 new classes to BOPExpress and more than 45 new classes to AutoExpress - with still more to come.

We've also extended on-line service areas to include Connecticut, New Jersey, New York, and Pennsylvania.  Anything quoted on-line is available to agents through QuoteExpress ...more>  

Philadelphia Offers Auto Coverage to Daycares, Churches and Schools

If you've ever sweat bullets trying to get auto coverage for churches, schools and daycare facilities, sweat no more. Philadelphia Insurance Companies now offers auto as part of packages for these special groups, with the following guidelines: ...more>

Claims Reviews Essential to Nonsubscription Plan Health

Do you know the status of your open claims? How about the projected cost of your claims for the month or the year? Do you know the plan for handling pending claims?

If you answered “no” to any of these, it may be time to sit down for a claims review ...more>

Contact us at: marketing@combinedgroup.com

Larger Agencies Now Have AgentDirectExpress for Increased Efficiency and More Opportunities

QuoteExpress provides Combined Group agents from agencies without direct appointments an invaluable service with multi-carrier, on-line quoting with one-time data entry. Now, Combined Group's AgentDirectExpress brings the same benefits to agencies with direct carrier appointments ...more>

The Choice Is Yours

One of the great things about working in a free market is the ability to make choices. We don't have to settle for whatever somebody else decides is best for us.

We at The Combined Group work hard to give you an increasing array of choices to ...more>

How to Close Big Cases and Make More Money

International soccer star Mia Hamm says success breeds success (and she didn't invent the phrase). With that in mind, we think this is a good time to look success squarely in the eye and start breeding some of your own.

These cases, opened recently by some of our brokers, should provide some real inspiration ...more>

Which Is Better for Nonsubscribers - Pay on Behalf Of or Indemnity?

Flexibility is a major reason companies choose nonsubscribing plans to provide occupational accident coverage. Flexibility involves more than plan design, it carries over into the way claims are paid, with a choice of two ...more>

Arbitration Changes Could Be Coming in 2009 to Affect Nonsubscribers

Because arbitration is an important element for nonsubscribers "opting-out" of the workers' compensation system, it's important to keep abreast of trends in the state and federal laws that govern the process  ...more>

Act Now to Get Your Slot at Anchor Seminars Starting January 8

Can you explain to your clients how Anchor Risk Management can help prevent losses from accidents? Or how ERISA and indemnity policies work together to protect nonsubscribers ...more>

NEW YORK (CNNMoney.com)

NEW YORK (CNNMoney.com) -- The Federal Reserve may have cut its key short-term interest rate to the lowest level on record, but that doesn't mean credit will be any easier to get. (CNN, 12/18/08) ...more>