What could possibly be faster than BOPExpress^® for getting multiple commercial quotes with a single data input? The answer is Quick Quote, our new feature for QuoteExpress that lets you skip some steps and get pricing information even faster.

With this feature you now can ...more>   

And the Award for Commercial Insurance Achievement Goes To...

Did your favorite actor win the Oscar? How did your favorite movie do? Better yet, does it really matter?

The Academy Awards honor worthy professional achievements in a fantasy world. We don't give gold statues for achievement at The Combined Group, but as we get rolling in 2009 we have some achievements in the real world of ...more>

Why Would Anyone Allow a TPA Outside of Texas to Handle Texas Nonsubscription Claims?

Can you help us solve a mystery? Considering Texas is the only state in the union that allows employers to "opt out" of the statutory workers' compensation system, why would a Texas employer even consider having a non-Texas company handle its claims?

Location matters. The biggest exposure for a nonsubscribing employer is ...more>

Middle Market Brokerage:  You Don't Need Us

We admit it: You don't need us.

We're a small brokerage firm, tucked away inside the much bigger Combined Group business. We have only three people, we don't specialize in even one class or line of business. 

We represent carriers to which you probably have access already. We certainly represent carriers the other wholesalers can offer.

We sell a product that tens of thousands of other agents sell, and hundreds if not thousands of other brokers, wholesalers and carriers sell as well ...more>

For Heaven's Sake Don't Tell Them You're a Banker!

It has come to our attention that some of you have not been using the Combined Group Premium Finance because you are concerned about your reputations. You don't want people to think you are bankers.

That's understandable, considering all the bad publicity banks have been getting lately. We don't blame you. But most people will know you are not a banker when you tell them you actually have money to lend. What bank is doing that?

We suggest you confront the situation head-on. Tell your clients, "I can help you get this coverage in force today with low-cost financing from one of the leading insurance ...more>

Which Payment Option Is Best for Your Nonsubscriber Clients?

The Combined Group offers four payment options to give your clients complete flexibility in nonsubscriber premium payments:

1. Pay in Full - entire annual premium paid in advance
2. Premium Finance - The Combined Group or other entity pays the annual premium and bills your client a proportional amount, plus interest, each month
3. Direct Bill - agent collects ...more>

Industry Study Confirms AgentDirectExpress^® Right Tool for the Times

You can't go anywhere or turn on a TV without hearing how bad things are. You probably have some clients experiencing a slow down. But, you know what? Most companies are still doing business. Some are even doing better than ever.

The current recessionary cycle does not diminish the need for commercial insurance. In fact ...more>

Overlooked Safety Issue Can Be a Killer

True or False: hand tools can be as dangerous as power tools in the workplace.

True. If you said false, you're far from alone...more>