Faced with staff reductions in your office that have you and your fellow agents doing more of the routine grunt work? Do you find you have to make more presentations now to close the same number of case you did a year or two ago?

Either way, QuoteExpress^® could be your way out ...more>   

Call on These Professionals for Commercial Cases Help

2008 was a long year, with many ups and downs and turnarounds. But we made it. As we begin 2009, everyone is watching the economy, uncertain about what may come. Well, here's something you can count on - the people who make up the Small Commercial Department of Combined Group.

We know people will buy insurance and people will sell it. It should be you selling it. We're here to help you by taking on the routine tasks for you so...more>

What Happens When There Is a Lawsuit?

Is your company (or client) considering a nonsubscription plan as an alternative to workers' compensation? If so, you may have been told to expect litigation.

While it is true employees have the right to sue nonsubscribing employers for negligence, such occurrences are by far the exception, not the rule.

To put the matter in perspective ...more>

Are You Getting All the Sales You Want?

Think your production could be better? Do you have a strong closing ratio, but just not enough time to see as many people as you'd like? Do you want to break into a bigger market that will pay you better for your hard work?
 
You're not alone. Most sales professionals ...more>

Can We Place $204,000 in Premium?  In a Heartbeat!

I get asked frequently, "What are you guys good at"? Here it is:

• We represent standard and E&S carriers that prefer mainstream businesses, but larger cases, including $25,000 and up.
• We excel at organizations in difficult-to-insure classes that have good experience.

People also ask what we are not good at ...more>

Could Your Clients Use a Loan - Today?

In a recession, commercial bank loan activity declines. In a bad recession, it declines more. We're in a bad recession. The irony is that funds are available, but the banks still aren't lending.

There are some financial gurus in Washington and New York City who can't explain this mess, so we aren't going to try. Instead, we think it's better to be part of the solution: We have funds to lend ...more>

Workplace Injury Solution for Hotels and Motels?  Nearly Half Choose Nonsubscription in Texas

Need a hot market for the new year, one in which nearly half the industry embraces a nonsubscriber solution for occupational accident coverage? Hotels, motels and resorts could be the ticket.

The September 2008 Texas Department of Insurance Survey of Employer Participation in the Texas Workers' Compensation System estimates ...more>

Direct Appointed Agents:  Do More Business with AgentDirectExpress^®

You are our reason for being in business. From our beginnings in the 1980s, our mission always has been to help commercial insurance agents be more productive and efficient by providing you new solutions to timeless challenges.

AgentDirectExpress is our newest offering to do just that by providing ...more>

True or False - Small Companies Don't Have to Worry About Hazard Communication

"We don't have to worry about Hazard Communication because that's for big companies, and we only have a few employees."

"Besides, we don't have any hazardous chemicals in the workplace."

This kind of thinking has gotten more than one company in trouble ...more>