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Liquor Liability Coverage Essential for Hospitality Businesses

Liquor liability insurance is a stumbling block for many in the hospitality industry. Some insurance experts say as many as half of the businesses that should have liquor liability coverage don't have it, often because they don't understand the extent of their legal exposure.

Depending on the laws in your state, your clients who serve alcohol may be held liable for the actions of intoxicated or ...more>

New Property Market

Combined Group is pleased to announce that we are now partnered with an AM Best "A" rated property carrier in AR, NM, OK, and TX. This carrier will offer competitive rates on properties with values of up to $2 Million per location and $5 Million per policy with a minimum premium as low as $750. The carrier offers wind and hail coverage in Tier 2, including Harris county, and is available online through E&SExpress ...more>

How to Investigate Occupational Injury Claims

Occupational injury claims usually fall into one of two categories - benefits claims or negligence claims. Each requires investigation, but there are differences you must be aware of.

If your clients are using a third party ...more>

 

Great News!  Premium Financing now available in ALL 50 states!  Click here for more information.

Introducing TWO New E&S General Lines Carriers!

Thanks to you, Combined Group's brokerage division has already experienced 61% growth in 2009, and the year isn't over!

That has attracted more agents, which has resulted in demand for even more top quality commercial insurance products and services.

You have asked for additional, high-quality E&S markets and we have responded!

Catlin Group Limited is a leading global specialty insurer and reinsurer that writes more than $3.4 billion annually in gross premiums and is rated "A" by A. M. Best ...more>

5 Ways to Close More Accounts and Make More Money

Combined Group's Premium Finance department can be a real difference maker when it comes to placing business. If your clients prefer not to pay an annual premium, let us break it down into monthly payments, with extremely competitive rates.

Here are five great reasons - some brand new - you should be having our Premium Finance department help your clients.

1. Financing is now available for risks with premiums less than $1,000.

2. Premium Finance quotes are provided with all nonsubscription and E&S quotes, for your convenience. ...more>

Real Time - Make it Your Business - www.getrealtime.org

 

ERISA - What It Is and Why It's Important

The Employee Retirement Income Security Act of 1974 (ERISA) is federal law that sets minimum standards and provides protection for people enrolled in most voluntarily established pension and health plans in private industry.

Subsequent amendments and court cases have established ...more>

Combined Group Celebrates 20 Years of Nonsubscriber Leadership

Last month we celebrated Combined Group's 20th anniversary of providing Texas employers nonsubscriber programs as a smart alternative to the state workers' compensation system.

Twenty years is a milestone which we're pleased to share with you. And it's you, our most trusted agency partners, we wish to thank first and foremost. We strive year-in and year-out to earn your confidence ...more>

What Is a Safe Vehicle Following Distance?

From the Rockies and across the Great Plains and into the Northeast cold, snowy weather has started well in advance of winter's official start.

Winter driving challenges the best of drivers, and ...more>

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